ROTH Accelerator

SCORECARD

Whose Tax Bill Are You Solving For?

Most retirement plans quietly solve for the wrong person's tax bill — the survivor's, the heirs', or Future You's. This 2-minute scorecard sizes your three biggest exposures — the widow's penalty, the SECURE Act 10-year rule, and the RMD escalator — and tells you which lever you're most likely missing today.

A 2-minute scorecard

1. Marital status
2. Who manages the money in your household?
3. Approximate traditional IRA / 401(k) balance
4. Who inherits your retirement accounts?
5. Do you know your current federal tax bracket?
6. Have you ever done a Roth conversion?
7. How hands-on are you with taxes / investing?

Frequently asked

What is this scorecard?

A 2-minute quiz that sizes your three biggest tax exposures in retirement — the widow's penalty, the SECURE Act 10-year rule for heirs, and the RMD escalator — and tells you which lever you're most likely missing.

One number is a clue. Your plan is the answer.

Create a free account and run your whole situation with the Roth Accelerator AI — every lever weighed together, and your answers saved so you can pick up anytime. Free, no credit card.

or get a free retirement & tax review →

Illustrative and educational only — not tax, legal, or investment advice. Figures are a 2026 snapshot and change.