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ROTH Accelerator
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The 30-Day Roth Accelerator — Companion

Your traditional IRA has a silent partner.

Want to see their cut of your retirement?

The Roth Accelerator AI runs your numbers against the book's source-verified 2026 tax figures — and refuses to guess when it shouldn't.

Leibel Sternbach, authorThe 30-Day Roth Accelerator Handbook — book cover
Leibel Sternbach, EA
Author, The 30-Day Roth Accelerator Handbook

Roth Accelerator AI

3 free questions

Tell me about your situation — I'll run your numbers.

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Hi — I'm the Roth Accelerator AI, the companion to Leibel Sternbach's 30-Day Roth Accelerator Handbook.

Give me a rough sketch of your situation (age, filing status, ballpark IRA balance, retirement timing) and I'll run the book's math on your numbers:

  • The RMD escalator — how your forced withdrawals climb into your 90s
  • The widow's penalty — what your spouse's tax bill becomes the year after
  • The 10-year inherited-IRA rule — what your heirs would hand the IRS
  • The Roth break-even — when the conversion pays for itself
  • "How much can I convert this year?" — sizing a bracket-aware conversion

Educational, not advice. Illustrative math based on 2026 figures — confirm with a qualified professional before acting.

What would you like to look at first?

Leibel Sternbach — EA · NSSA · ChFC · APMA.Founder of Yields For You, a Registered Investment Adviser.

Grounded on the same source-verified 2026 figures used in the book's Appendix C.

Reader reviews

Coming soon.

Not another chatbot

A grounded AI that shows its work.

  • Grounded, not guessing

    It computes only from the book's source-verified 2026 tax figures (IRS, SSA, CMS, Appendix C) — not from a language model's fuzzy memory.

  • It runs the real calculators

    Ask about the widow's penalty and it runs the math and shows the arithmetic, so you can check every line.

  • It refuses to guess

    If a figure isn't in the verified data — next year's brackets, your state's rules — it says so and points you to a professional. It won't invent a number.

  • Educational, never a pitch

    Illustrative teaching on your own numbers, with the compliance note on every figure. Not advice.

Every answer ends with the same disclaimer you'll see throughout — illustrative, 2026 snapshot, not advice.

The Toolkit

Run the book's numbers on your own life.

Two Paths, One Decision

Which reader are you?

The Protector

You want to shield the people you love.

You've seen what happens to a spouse in the year after — the paperwork, the tax bill nobody warned them about, the quiet erosion of a lifetime of careful saving. The Protector reads this book because the point isn't your retirement. It's hers. It's theirs.

The Steward

You refuse to hand the IRS more than it's owed.

You built this. You paid tax on the way in, you paid tax along the way, and you'd rather not spend the next thirty years watching a silent partner take a bigger cut than they earned. The Steward reads this book because good stewardship isn't loud — it's on purpose.

"The Steward and the Protector were never two people. They were two reasons to make the same decision."